What term describes the act of wasting critical energy by ruminating on irrational worst-case outcomes?

The term that describes the act of wasting critical energy by ruminating on irrational worst-case outcomes is known as "catastrophizing." This cognitive distortion involves focusing on negative scenarios that may never occur, leading to increased anxiety and stress. It diverts attention and energy away from problem-solving and constructive thinking, often causing individuals to feel overwhelmed by fears that are unlikely to materialize.

In contrast, contingency planning involves preparing for potential future challenges by developing strategies to manage risks. Mindfulness refers to the practice of staying present and aware in the moment, which counters the tendency to dwell on negatives. Positive thinking emphasizes an optimistic outlook but does not directly address the tendency to dwell on worst-case scenarios. Thus, catastrophizing specifically encapsulates this detrimental thought process.